SYRACUSE, NY (WSYR-TV) – Open enrollment for New York’s 2019 health insurance marketplace begins on November 1 and ends on January 31.
During that period, New Yorkers can sign up for a qualified health care plan or QHP and choose from plans rated from bronze to platinum, based on cost and out of pocket expenses.
In 2018, 11,703 people across Cayuga, Cortland, Madison, Oneida, Onondaga, Oswego, Seneca, and Tompkins Counties enrolled in a QHP. Insurers like Excellus Blue Cross, Fidelis Care and MVP Healthcare are all available under the New York State of Health.
People can enroll on their own, but Steve Wood, Director of Insurance at ACR Health said it’s often helpful to have some assistance.
ACR Health offers a free navigator program that takes you through the steps.
“Steve asked me a few questions put some information in the computer and um the whole process maybe took less than 15 minutes,” said Ryann Nolan. Nolan used ACR Health to enroll in a plan in 2018.
Like most years, insurance costs in 2019 are expected to rise, but only a little bit, said Wood. He added, “we’re not seeing them balloon out of control like some other states are.”
Federal funding cuts for insurance assistance have affected staffing levels in other states, said Wood, but not in New York.
“The budget is the same for New York State of Health so we have the same level of navigators we have the same level of assistants. The same level of help out there for people,” said Wood.
ACR Health also hasn’t seen much of an effect caused by the removal of the individual mandate, which previously penalized individuals who weren’t insured.
Re-enrolling happens automatically by December 15, but if you were insured in 2018, you’ll be notified of any plan changes.
If you want to enroll in a New York State of Health certified health care plan or explore your options click here.